IMHO "ride" and "handling" are typically at opposite ends of the scale. Mostly. It hinges on the definition of "ride". Most often, I think it's a word for "soft and cushy". "Handling", in those circumstances, is going to be frustrating at best. Anyway, that's all opinion. [/ grin]
The XC40 is my first step into Volvo-land, coming from "Bring More Wampum" cars. And one bike (K1200RS). Based on my non-existent vast experience, I like your car build. I might have held out for a .'21 but the X3 was threatening to eat its AWD transfer case. $3K for the part, $DontTellMe for labor, and all for a vehicle worth south of $4K. Bye-bye X3, hello XC40 I can drive off the lot today.
Anyway, your build is almost mine less Four C. At the time I bought my little red car, there were three Four C cars to be found. One in FL somewhere, one in "Lost Wages", NV, and one in San Diego. End of list. Oh, and I got fusion red. But no lava interior (some insane voice in my head kept saying "you know you want it").
Soooo... no Four C for me. OTOH, Polestar makes me feel better. Oh my yes it does. No track days (discounting a couple of years of SCCA Solo II - in the days when they were often done Sunday mornings in mall parking lots, or the local community colleges' parking lots - legally), no knee dragging(I love my tender pink bod too much for that!). No heli-skiing to my credit, either. Nudge, nudge.
Still, there are moments of feeling the need for speed (while not going straight). Them shifter paddles and me gots learnin' to do, but a snappy throttle and lots of torque... mmm! Nice thing is, when you realize that maybe Polestar isn't so bad, it can be uploaded any time. 'Course, it's nice to bargain into it with a "c'mon, you're getting all this money, you can come up with a gimme to make me feel better". Worked for me.