Hi there, I have a black/black XC40 R-Design that I got through the Subscription program back in July (ordered in May). I'm enjoying the car but would strongly advise against participating in the Subscription "Care" by Volvo program. It's been anything but straightforward and the advertised rate is not close to what I'm actually paying. Could have done far better just buying or leasing outright and paying for my own good quality insurance, even in a high-premium city like Chicago. That being said, I hope it proves to be a good experience in the end, as the car seems great. I look forward to learning more about our cars here. Thanks to whomever is hosting this site.